The Significance of Buying a Home Guide

"The most crucial and life-changing purchase a person makes in their lifetime is the purchase of a house"

For many individuals and families, the decision to purchase a house represents a pivotal moment in their lives.  This major financial undertaking goes far beyond mere bricks and mortar; it signifies stability, security and long term commitment. 

Higher Fed Interest Rates Increase the Cost of Homes

Residential property prices have grown along with the Federal Reserve's additional quarter point hoke in interest rates to 5.5%, which went from into effect on July 27th.  Credit lending is also becoming more restrictive.  Since February, interest rates have risen by a full percentage point because of teh Fed's four increases in interest rates this year.  The Miami-Fort Lauderdale-West Palm Beach metro area had infletion in April that was 9% more than the national average of 4%.  In addition, the average home roie in Florida increaseed by 5% in MAy, per a SmartAsset housing market report for 2023.

Miami's median price for a single-family...

Ready to make the move into home ownership?

We share with you the two important moves that you need to choose from, before proceeding to purchase your dream home.

Mortgage Pre-Qualification

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At some point in their later years, most older adults will need some type of senior care. Health challenges such as reduced mobility, complicated medication schedules, and reduced vision can make it unsafe for the adult to continue to live independently. While many people immediately think of nursing homes when they think of residential care for seniors, assisted living can be a better option for seniors who need some assistance in their day-to-day lives but do not need regular medical care.

What Is Assisted Living?

Assisted living is a type of residential care for older adults who need help...